Portfolio Performance Tracker

A portfolio performance tracker is a digital tool that helps monitor your investments by calculating returns, tracking asset allocation, evaluating fees, and consolidating investment information from multiple accounts.

1. Key Metrics Monitored

• Time-Weighted Return (TWR): Measures compounding growth excluding cash inflows/outflows.
• Money-Weighted Return (MWR / IRR): Accounts for the specific timing of your deposits.
• Asset Allocation: Tracks percentage split between stocks, bonds, and crypto.
• Dividend Yield: Monitors incoming passive income streams and payout schedules.
• Cost Basis: Calculates original purchase price versus current market value.

2. Core Operational Benefits

• Automated Syncing: Links via secure APIs to eliminate manual spreadsheet data entry.
• Unified Dashboard: Consolidates multiple brokerages, 404(k)s, and crypto wallets into one view.
• Tax Optimization: Identifies tax-loss harvesting opportunities by tracking unrealized losses.
• Fee Analysis: Exposes hidden expense ratios eating into your long-term returns.
• Benchmark Comparison: Compares your personal returns directly against indexes like the S&P 500.